Debit or credit - Payment methods configuration - Mercado Pago Developers

Debit and credit

This payment method will add Checkout API, the payment method that will allow you to accept payments with credit and debit cards through Mercado Pago, without the need for the customer to leave the store.

Configure the payment method

  1. To activate the checkout, you must click on the slider button.
  2. In the field Title in the store checkout you can choose the name with which this payment method will be displayed in the store. For example, you can name it Credit or debit card.
  3. The option Convert currency allows the value of the currency configured in WooCommerce to be compatible with the value of the currency you use in Mercado Pago. If you want to activate it, you just have to click on the slider button.
  4. In Means of payment, you can select what types of payment method you wish to receive through the Checkout API. Check the "All payment methods" option to receive all available payment options, or check only the ones you want to receive.
  5. Purchases with saved cards or money in Mercado Pago's account is a functionality for those who have saved cards or balance in their Mercado Pago account, can buy without the need to complete data. This option will display a special button in your account and will direct customers to the Mercado Pago checkout to complete the transaction. If you want to offer it, activate it with the slider button.

To save your changes to your settings, click the Save Changes button.

Advanced configuration

If you wish, you can change the options in the advanced settings of the payment method to offer a more personalized experience in the store. To access these options, click on the heading Advanced Settings and the options described below will be displayed:

  • Discount coupons: allows you to offer discount coupons to customers who buy with Mercado Pago. You can activate this option by clicking the slider button.
  • Automatic rejection of payments without instant approval: activate this option with the slider button to automatically reject payments that are approved instantly.
  • Discount on Mercado Pago checkouts: allows you to choose a discount percentage value that you want to offer to customers paying using this payment method. To activate it, you must enter a percentage and select the button Activate and show this information at the Mercado Pago checkout.
  • Commissions in Mercado Pago checkouts: allows you to choose an additional percentage value that you want to charge as a commission to customers who choose this payment method. To activate it, you must enter a percentage and select the button Activate and show this information at the Mercado Pago checkout.

To save your changes to your settings, click the Save Changes button.