Mercado Pago
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Integrate Automatic Payments Make recurring payments, frictionless one-time payments, and one-click payments without requesting the card CVV for each transaction.
    Recurring payments without CVV
    Automated charges
    Advanced integration
    Customized recurrence
Looking for development-free options? Explore other solutions.
What it offers Automate billing processes, with or without customer intervention, without requiring the card CVV, and adapt the payment flow to specific business needs.
    MIT Payments (Merchant Initiated Transaction)
    • Transactions initiated by the seller.
    • Requires buyer authorization to make future payments without their intervention.
    • Recurring or automatic charges, such as subscriptions or automatic debits.
    CIT Payments (Customer Initiated Transaction)
    • Transactions initiated by the customer.
    • Requires their participation in each payment.
    • Allows selecting the payment method to use in each transaction.
    Unified API
    • Offers multiple payment experiences without needing to work with several separate APIs.
    • Create and reuse customer profiles for recurring payments and saved cards.
    Payment conversion and approval
    • Offers greater convenience to customers and reduces abandonment rate.
    • Automatic card validation, without extra steps.
How it works
The person makes a first service purchase or registration on the site, a customer profile is created that validates the card, and then subsequent payments are processed with authorization.
How to integrate
Payment process
  1. The buyer makes a first purchase or registration on the site.
  2. Registers their card, which is saved and tokenized in Mercado Pago.
  3. Depending on the type of payment (MIT or CIT), they may need to intervene again to confirm subsequent payments.
How to integrate
What differentiates themCompare the features of CVV-free payment types and choose which best fits your business. Check the available payment methods by country.
MIT Payments
CIT Payments
Transaction type
Transaction type
Initiated by the merchant, who manages the payment cycle without direct customer action
Transaction type
Initiated and authorized directly by the customer in each operation, who has full control.
Uses and frequency
Uses and frequency
Recurring charges, subscriptions and automatic or scheduled payments
Uses and frequency
One-time purchases, immediate single payments, or subscriptions that require payer action
Implementation
Implementation
Process associated with a recurrence engine to automate charges.
Implementation
One-click payment process.
Payment retries
Payment retries
Payment retries
Available payment methods
Available payment methods
Credit, debit and prepaid cards.
Available payment methods
Credit, debit and prepaid cards.
How to integrate
Learn the steps you need to follow to integrate Automatic Payments.
Prerequisites
  • Mercado Pago account
    You need to have a Mercado Pago or Mercado Libre account. If you don't have one, click here to create one for free.
  • Contact with Sales representative
    You need authorization from the Sales team to use this feature.
    flowchart TD
    A[Your integrations] --> B[Create an application]
    B --> C[Configure development environment]
    C --> D[Tokenize payment method]
    D --> E[Register payment method]
    E --> F[Process payments]
    F --> G[Configure notifications]
    G --> H[Test your integration]
    H --> I{Was the test successful?}
    I -- No --> J[Fix configuration] --> H
    I -- Yes --> K[Go to production]