Other payment methods
With Mercado Pago's Checkout API, it is also possible to offer payments with Abitab and Redpagos.
To get a detailed list of all payment methods available for integration, send a GET with your Access token to the endpoint /v1/payment_methods and run the request or, if you prefer, make the request using the SDKs below.
<?php
use MercadoPago\MercadoPagoConfig;
MercadoPagoConfig::setAccessToken("ENV_ACCESS_TOKEN");
$client = new PaymentMethodClient();
$payment_method = $client->get();
?>
import { MercadoPagoConfig, PaymentMethods } from 'mercadopago';
const client = new MercadoPagoConfig({ accessToken: 'access_token' });
const paymentMethods = new PaymentMethods(client);
paymentMethods.get().then((result) => console.log(result))
.catch((error) => console.log(error));
MercadoPagoConfig.setAccessToken("ENV_ACCESS_TOKEN");
PaymentMethodClient client = new PaymentMethodClient();
client.list();
require 'mercadopago'
sdk = Mercadopago::SDK.new('ENV_ACCESS_TOKEN')
payment_methods_response = sdk.payment_methods.get()
payment_methods = payment_methods_response[:response]
using MercadoPago.Client.PaymentMethod;
using MercadoPago.Config;
using MercadoPago.Resource;
using MercadoPago.Resource.PaymentMethod;
MercadoPagoConfig.AccessToken = "ENV_ACCESS_TOKEN";
var client = new PaymentMethodClient();
ResourcesList<PaymentMethod> paymentMethods = await client.ListAsync();
import mercadopago
sdk = mercadopago.SDK("ACCESS_TOKEN")
payment_methods_response = sdk.payment_methods().list_all()
payment_methods = payment_methods_response["response"]
curl -X GET \
-H 'accept: application/json' \
-H 'content-type: application/json' \
-H 'Authorization: Bearer ENV_ACCESS_TOKEN' \
'https://api.mercadopago.com/v1/payment_methods' \
To offer payments with Abitab and/or Redpagos, please follow the steps below.
Import MercadoPago.js
To perform the Checkout API integration, you need to capture the necessary data to process the payment.
This capture is made by including the MercadoPago.js library in your project, followed by the payment form. Use the code below to import the library before adding the payment form.
<body>
<script src="https://sdk.mercadopago.com/js/v2"></script>
</body>
npm install @mercadopago/sdk-js
Configure credentials
Credentials are unique passwords with which we identify an integration in your account. They are made to capture payments in virtual stores and other applications securely.
This is the first step of a complete code structure that must be followed for the correct integration of the payment flow. Pay attention to the blocks below to add to the codes as indicated.
<script>
const mp = new MercadoPago("YOUR_PUBLIC_KEY");
</script>
import { loadMercadoPago } from "@mercadopago/sdk-js";
await loadMercadoPago();
const mp = new window.MercadoPago("YOUR_PUBLIC_KEY");
Add payment form
With the MercadoPago.js library included, add the payment form below to your project to ensure the secure capture of buyer data. In this step, it is important to use the list you consulted to obtain the available payment methods to create the payment options you want to offer.
<form id="form-checkout" action="/process_payment" method="post">
<div>
<div>
<label for="payerFirstName">Nombre</label>
<input id="form-checkout__payerFirstName" name="payerFirstName" type="text">
</div>
<div>
<label for="payerLastName">Apellido</label>
<input id="form-checkout__payerLastName" name="payerLastName" type="text">
</div>
<div>
<label for="email">E-mail</label>
<input id="form-checkout__email" name="email" type="text">
</div>
<div>
<label for="identificationType">Tipo de documento</label>
<select id="form-checkout__identificationType" name="identificationType" type="text"></select>
</div>
<div>
<label for="identificationNumber">Número del documento</label>
<input id="form-checkout__identificationNumber" name="identificationNumber" type="text">
</div>
</div>
<div>
<div>
<input type="hidden" name="transactionAmount" id="transactionAmount" value="100">
<input type="hidden" name="description" id="description" value="Nome do Produto">
<br>
<button type="submit">Pagar</button>
</div>
</div>
</form>
Get document types
After configuring the credential, it is necessary to obtain the types of documents that will be part of filling out the payment form.
By including the element of type select
with the id: id = docType
that is on the form, it will be possible to automatically fill in the available options when calling the following function:
(async function getIdentificationTypes() {
try {
const identificationTypes = await mp.getIdentificationTypes();
const identificationTypeElement = document.getElementById('form-checkout__identificationType');
createSelectOptions(identificationTypeElement, identificationTypes);
} catch (e) {
return console.error('Error getting identificationTypes: ', e);
}
})();
function createSelectOptions(elem, options, labelsAndKeys = { label: "name", value: "id" }) {
const { label, value } = labelsAndKeys;
elem.options.length = 0;
const tempOptions = document.createDocumentFragment();
options.forEach(option => {
const optValue = option[value];
const optLabel = option[label];
const opt = document.createElement('option');
opt.value = optValue;
opt.textContent = optLabel;
tempOptions.appendChild(opt);
});
elem.appendChild(tempOptions);
}
Send payment
When finalizing the inclusion of the payment form and obtaining the types of documents, it is necessary to forward the buyer's email, type and document number, the payment method used and the details of the amount to be paid using our Payments API or one of our SDKs.
To configure payments with Abitab and/or Redpagos, send a POST with the following parameters to the endpoint /v1/payments and run the request or, if you prefer, use one of our SDKs below.
<?php
use MercadoPago\Client\Payment\PaymentClient;
$client = new PaymentClient();
$request_options = new RequestOptions();
$request_options->setCustomHeaders(["X-Idempotency-Key: <SOME_UNIQUE_VALUE>"]);
$payment = $client->create([
"transaction_amount" => (float) $_POST['<TRANSACTION_AMOUNT>'],
"payment_method_id" => $_POST['<PAYMENT_METHOD_ID>'],
"payer" => [
"email" => $_POST['<EMAIL>']
]
], $request_options);
echo implode($payment);
?>
import { MercadoPagoConfig, Payments } from 'mercadopago';
const client = new MercadoPagoConfig({ accessToken: '<YOUR_ACCESS_TOKEN>' });
const payments = new Payments(client);
payments.create({
body: {
transaction_amount: '<TRANSACTION_AMOUNT>',
payment_method_id: '<PAYMENT_METHOD_ID>',
payer: {
email: '<EMAIL>'
}
},
requestOptions: { idempotencyKey: '<SOME_UNIQUE_VALUE>' }
})
.then((result) => console.log(result))
.catch((error) => console.log(error));
PaymentCreateRequest paymentCreateRequest = PaymentCreateRequest.builder()
.transactionAmount(new BigDecimal("<TRANSACTION_AMOUNT>"))
.paymentMethodId("<PAYMENT_METHOD_ID>")
.payer(
PaymentPayerRequest.builder()
.email("<EMAIL>").build()
).build();
Map<String, String> customHeaders = new HashMap<>();
customHeaders.put("x-idempotency-key", "<SOME_UNIQUE_VALUE>");
MPRequestOptions requestOptions = MPRequestOptions.builder()
.customHeaders(customHeaders).build();
PaymentClient client = new PaymentClient();
client.create(paymentCreateRequest, requestOptions);
require 'mercadopago'
sdk = Mercadopago::SDK.new('ENV_ACCESS_TOKEN')
payment_request = {
transaction_amount: 100,
description: 'Product title',
payment_method_id: 'abitab',
payer: {
email: 'test_user_84162205@testuser.com',
}
}
payment_response = sdk.payment.create(payment_request)
payment = payment_response[:response]
using MercadoPago.Config;
using MercadoPago.Client.Payment;
using MercadoPago.Resource.Payment;
MercadoPagoConfig.AccessToken = "ENV_ACCESS_TOKEN";
var request = new PaymentCreateRequest
{
TransactionAmount = 100,
Description = "Product Title",
PaymentMethodId = "abitab",
Payer = new PaymentPayerRequest
{
Email = "test_user_84162205@testuser.com",
},
};
var client = new PaymentClient();
Payment payment = await client.CreateAsync(request);
import market
sdk = Mercadopago.SDK("ENV_ACCESS_TOKEN")
payment_data = {
"transaction_amount": 100,
"description": "Product title",
"payment_method_id": "abitab",
"payer": {
"email": "test_user_84162205@testuser.com"
}
}
payment_response = sdk.payment().create(payment_data)
payment = payment_response["response"]
accessToken := "{{ACCESS_TOKEN}}"
cfg, err := config.New(accessToken)
if err != nil {
fmt.Println(err)
return
}
client := paymentmethod.NewClient(cfg)
resources, err := client.List(context.Background())
if err != nil {
fmt.Println(err)
return
}
for _, v := range resources {
fmt.Println(v)
}
curl --location 'https://api.mercadopago.com/v1/payments' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer ENV_ACCESS_TOKEN' \
--header 'X-Idempotency-Key: <SOME_UNIQUE_VALUE>' \
--data-raw '{
"transaction_amount": 100,
"description": "Titulo del producto",
"payment_method_id": "abitab",
"payer": { "email": "test_user_12345@testuser.com" }
}'
The response will show the pending status until the buyer completes the payment. Also, in the response to the request, the external_resource_url
parameter will return a URL that contains instructions for the buyer to make the payment. You can redirect to this same link to complete the payment flow.
json
[
{
...,
"id": 5466310457,
"status": "pending",
"status_detail": "pending_waiting_payment",
...,
"transaction_details": {
"payment_method_reference_id": "24308188",
"verification_code": "24308188",
"net_received_amount": 0,
"total_paid_amount": 100,
"overpaid_amount": 0,
"external_resource_url": "https://www.mercadopago.com/mlu/payments/sandbox/ticket/helper?payment_id=1234&payment_method_reference_id=12345678&caller_id=1234&hash=aaaaaa-bbb-cccc-dddd-eeeeeeee",
"installment_amount": 0,
"financial_institution": "",
"payable_deferral_period": null,
"acquirer_reference": null
}
}
]
Cancel payment
To avoid billing issues, it's important to cancel payments as soon as they expire. Cash payments must be made between 3 and 5 business days depending on the time of each one.
Take into consideration that you can only cancel payments that are in
pending
or in process
. If a payment expires within 30 days, the cancellation is automatic and the final status will be canceled
or expired
.
To cancel a payment, see the Refunds and Cancellations section.